Privacy Policy
Your financial privacy, uncompromisingly protected.
Our Commitment to You
At Denareon, we treat your financial data with the same respect we treat our own. This concise policy outlines exactly what we do (and don't do) with your information.
Last Updated: February 23, 2026
US Financial Disclosure (GLBA)
In accordance with US Federal Law, we provide a standardized overview of our data sharing practices.
View GLBA Privacy NoticeInformation We Collect
When you use Denareon, we collect various types of information to provide and secure our services:
- Personal Information: Includes your name, email address, and authentication credentials (such as OAuth identifiers from Apple or Google).
- Financial Information: We do not store your banking login credentials. We use secure, read-only connections via our partners (Stripe, Teller, and TrueLayer) to access your account balances, transaction history, and account routing info.
- Device & Usage Data: We may collect device identifiers, IP addresses, browser types, and usage patterns to optimize performance, debug issues, and ensure security.
- Biometric Data: If you use biometric authentication (e.g., FaceID/TouchID) to lock the app, this data is processed locally by your device. We do not transmit or store your raw biometric data on our servers.
How We Use Your Information
We use the collected information for the following core purposes:
- To provide, maintain, and improve the Denareon dashboard experience, including aggregating your linked accounts.
- To categorize transactions, track budgets, and calculate net worth smoothly.
- To protect against fraud, unauthorized access, and ensure structural stability of our platform.
- To communicate with you regarding service updates, security alerts, and support requests.
How We Share Information
We believe your financial data is exactly that—yours. We do not rent, sell, or trade your personal information to third parties. Information is only shared under these precise conditions:
- Service Providers: We share data strictly to secure operations (e.g., hosting servers, financial integration partners like Stripe/Teller/TrueLayer, and analytics services to understand system stability).
- Legal Obligations: We may disclose information if required to do so by a subpoena, court order, or similar legal procedure.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be securely transferred alongside those assets.
Data Security
We implement strict organizational, technical, and physical security measures. All data stored is encrypted at rest using industry-standard AES-256 encryption. Data transferred between our servers, your localized app, and our financial partners is encrypted in transit using TLS 1.3. While no method of transmission over the Internet is 100% secure, we apply bank-grade protective methodologies across our entire infrastructure.
Data Retention & Deletion
We retain your personal and financial information only for as long as your account is active or as needed to provide you with the services. If you choose to delete your account, we will purge all associated financial connection tokens, transaction history, and personal identifiers within 30 days, unless a longer retention period is required by law (e.g., for accounting or anti-fraud protocols).
Your Privacy Rights
Depending on your jurisdiction (e.g., GDPR in Europe, CCPA in California), you may have the right to:
- Access the personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Request the deletion of your personal data ("Right to be Forgotten").
- Opt-out of specific data collection practices.
To exercise these rights, please contact us directly.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to our privacy compliance team at:
Legal Entity: Denareon Inc.